Whether cloned cards or a PayPal account is safer is a controversial issue. But both are better than counterfeit money anyway. With counterfeits, you take a risk as long as you have the bills in your hands. In addition, sooner or later counterfeit bills are discovered somewhere and, under any circumstances, they begin to look for the source.
When you buy PayPal, you buy a hacked account and receive all the data to use it. There are certain rules and limits, but if you follow the instructions, it’s easy to spend money without leaving any traces. One of the popular options is withdrawal to an anonymous crypto-wallet through an exchanger, then transfer to another wallet with cryptocurrency exchange, and finally withdrawal of funds that are already completely clean to your account, again through the exchanger.